
Frequently Asked Questions
General
Why buy a new home instead of a used one?
Buying a new home allows you to choose the layout, finishes, and colors that fit your style. You’ll
be the first to live in the home, ensuring everything is brand new, with no hidden maintenance
issues. You’ll also have the opportunity to interact directly with the builder throughout the
process, gaining insight into the quality and craftsmanship of your home.
What makes Mountain Crest Reserve a premier community?
Mountain Crest Reserve is a thoughtfully designed community in the scenic Hudson Valley,
offering a peaceful retreat while remaining conveniently close to NYC. Our homes are built on
spacious lots, providing a true connection to nature. With a long-standing reputation for quality
craftsmanship, MCR is a trusted builder who ensures that each home is built to the highest
standards.
Are there prebuilt homes available?
Inventory is always changing, so we encourage you to reach out for the most up-to-date
availability on move-in-ready homes.
How long is the homebuilding process?
The typical homebuilding process takes between 6 to 12 months from start to finish. However,
timelines may vary depending on factors such as permitting, weather conditions, and
customization options.
Do I need a broker to purchase a home?
No, you do not need a broker to purchase a home in Mountain Crest Reserve. While we
welcome broker partnerships, we encourage prospective buyers to contact us directly to ensure
a seamless process and a direct relationship with our team.
What is required to reserve a home?
A 10% deposit is required to secure your home and begin the process.
Home Customization and Personalization
What can I personalize inside and outside of my home?
Our design program offers a wide range of customization options, including:
● Exterior: Siding, windows, doors, garage doors, roofing materials.
● Interior: Floor plan layouts, fixtures, appliances, carpeting, tile, flooring, countertops,
stairs, door handles, and faucets.
Contact us to learn more about available design options.
Can I upgrade finishes or appliances?
Yes, we offer multiple upgrade tiers, allowing you to select higher-end finishes and appliances to match your style and needs.
Do you offer floor plan modifications?
We work closely with buyers to find a layout that best suits their needs. While structural
modifications may be limited, we encourage you to reach out to discuss available options.
Pricing and Financing
Why are some lots more expensive than others?
While all of our lots are designed to accommodate our premium homes, pricing may vary based
on factors such as lot size, location within the community, and unique features like scenic views
or increased privacy.
What is the Harness Home Loan Program?
The Harness Home Loan Program is our affiliated mortgage program designed to help
customers finance their new homes. This program offers exclusive advantages, such as
competitive rates and a streamlined approval process. Click [here] to learn more.
Are there any additional costs we will need to consider?
Beyond the base price of the home, additional costs may include:
● Home site premiums for certain lots
● Structural or design upgrades
● Closing costs and legal fees
Our team will provide a full breakdown of expected costs during the purchasing process.
What financing options are available?
We offer several financing options, including traditional mortgages and our exclusive Harness
Home Loan Program. Contact us to explore the best option for your needs.
What are the property taxes like in this area?
Property taxes in this area are approximately 2.46% of the assessed value, which is typically
lower than the home’s sale price.
Community and Lifestyle
What schools are nearby?
Mountain Crest Reserve is located in the Minisink School District, known for its strong
academic programs and excellent community support.
Is there a referral program?
Yes! We offer a referral program for those who introduce new buyers to Mountain Crest
Reserve. Contact us for more details.
Construction and Warranty
What energy-efficient features are included in the homes?
Our homes are designed with energy efficiency in mind. We offer optional spray foam
insulation for superior energy savings, use environmentally friendly materials, and
incorporate modern building techniques to enhance efficiency and sustainability.
Process and Timeline
What are the steps in the homebuying process?
1. Get Pre-Qualified – If using financing, secure pre-approval.
2. Choose Your Homesite & Floor Plan – Select the perfect lot and layout.
3. Sign the Purchase Agreement – Lock in your home details.
4. Permit Submission & Approval – We handle the necessary permits before
construction begins.
5. Construction Begins –
○ Foundation poured
○ Framing, rough trades (plumbing, electrical, HVAC)
○ Drywall, trim, and painting
○ Exterior finishes and soffits installed
○ Tile, flooring, cabinets
○ Interior trim and woodwork
○ Landscaping and sod (seasonal)
○ Final paint and carpet installation
○ Final walkthrough and touch-ups
6. Final Inspections & Closing – Once all items are completed, we obtain the Certificate
of Occupancy (CO) and clear to close.
7. Move Into Your New Home!
Can I sell my current home while my new one is being built?
Yes! We understand the timing of selling and buying can be complex. Contact us to learn how
we can assist in making the transition as smooth as possible.
Can I back out if my situation changes?
While the purchase agreement is a binding contract, we recognize that unexpected
circumstances can arise. We handle these situations on a case-by-case basis and encourage
you to reach out if your circumstances change.